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reminder system
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 Over
50 and looking for value for money Travel Insurance?
Wisemans Independent Insurance Advisers since 1962, have selected a
number of travel insurance policies on both a short trip or an annual basis for UK based
visitors to laterlife.com which they consider generous in cover, flexible about age
and particularly
relevant to later life travel insurance applicants. The main policy with
costs is shown below, if you fall outside the specified age ranges then
please complete the enquiry form anyway and Wisemans will provide the most
suitable quote according to your circumstances. |
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Click for Travel Insurance Application and
Enquiries (UK based applicants only)
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Travel Insurance Premiums
See separate tables below for single-trip and multi-trip cover.
See definitions of Child,
Couple and Family at bottom of page.
General Options:
To exclude personal belongings cover deduct 15% from the premiums
shown.
(The deduction should be made before business equipment cover or excess waiver is added).
To exclude cancellation cover deduct 10% from the premiums shown.
(The deduction should be made before business equipment cover or excess waiver is added).
The rates quoted are inclusive of insurance premium tax |
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| Summary of cover |
| If your holiday is cancelled |
£5,000 |
| If your holiday is cut short |
£5,000 |
| Medical and other expenses |
£10 million |
| Hospital benefit |
£1,000 |
| Personal accident |
£25,000 |
| Personal belongings |
£1,500 |
Temporary loss of personal belongings |
£100 |
| Money and documents |
£400 |
| If you lose your passport |
£250 |
| Personal liability |
£2 million |
Missed departure - extra travel and accomodation expenses |
£750 |
| Legal expenses |
£25,000 |
| Delay |
£100 (£5000 for cancellation) |
| Mugging |
£500 |
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| Each policy section has a standard excess, typically £35. |
| All cover is subject to the full Terms & Conditions of the Fortis
Travel policy, a full copy of which is issued with your insurance certificate or is
available on request. |
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Single trip cover (premiums per person)
for holidays and business trips for managerial, clerical and other non-manual work.
A maximum age limit of 79 years applies. Cover for 65 years or over restricted to maximum of 31 days. |
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UK |
EU |
Geographical
Limits |
England, Scotland, Wales and
Northern Ireland including Isle of Man |
Europe, Channel Islands,
Republic of Ireland, Madeira, Canary Islands, Syria, Tunisia, Turkey, Egypt, Israel and
countries bordering the Mediterranean Sea |
Period not exceeding |
50-64 |
65-79 |
Child |
50-64 |
65-79 |
Child |
5 Days |
£5.85 |
£9.72 |
£2.70 |
£14.18 |
£35.46 |
£6.55 |
10 Days |
£6.57 |
£10.98 |
£3.05 |
£16.11 |
£40.28 |
£7.45 |
17 Days |
£8.05 |
£13.41 |
£3.75 |
£19.62 |
£49.05 |
£9.10 |
23 Days |
£9.09 |
£15.12 |
£4.20 |
£25.07 |
£62.64 |
£11.60 |
31 Days |
£10.08 |
£16.83 |
£4.65 |
£32.76 |
£81.95 |
£15.15 |
Each additional week or part of,
(up to a max. of 6 months) |
£1.89 |
n/a |
£0.85 |
£6.93 |
n/a |
£3.20 |
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XU |
WW |
Geographical Limits |
Worldwide excluding the United
States, Canada and the Caribbean |
Worldwide |
Period not exceeding |
50-64 |
65-79 |
Child |
50-64 |
65-79 |
Child |
5 Days |
£31.55 |
£92.07 |
£13.19 |
£39.69 |
£115.79 |
£18.40 |
10 Days |
£38.03 |
£110.97 |
£15.84 |
£47.16 |
£137.61 |
£21.85 |
17 Days |
£45.14 |
£131.67 |
£18.86 |
£55.62 |
£162.23 |
£25.75 |
23 Days |
£56.03 |
£163.44 |
£23.36 |
£70.88 |
£206.73 |
£32.80 |
31 Days |
£69.89 |
£203.81 |
£29.12 |
£85.73 |
£250.07 |
£39.70 |
Each additional week or part of,
(up to a max. of 6 months) |
£14.81 |
n/a |
£6.17 |
£16.79 |
n/a |
£7.75 |
Single Trip options
Winter sports cover - Multiply the single trip premium by 2. (Age
limit 64)
Families - Multiply the applicable oldest adult single trip premium by 2.25.
Business equipment cover - add £8.50 for each person requiring business
equipment cover
Group Travel - a 10% discount is available for parties of 10 and over travelling
together. This applies where the group members are adults or children. |
Multi- trip cover (premiums per person)
for holidays and business trips for managerial, clerical and other non-manual work.
*Unlimited in amounts of trips, but restricted to either 31, 45 or 60 days maximum
duration per trip, depending on the option selected. |
Area Code |
EU |
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Excluding winter sports |
Including up to 17 days winter
sports |
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31 days* |
45 days* |
60 days* |
31 days* |
45 days* |
60 days* |
Under 65 |
£39.15 |
£48.96 |
£58.73 |
£52.20 |
£65.25 |
£78.30 |
Child |
£27.00 |
£33.75 |
£40.50 |
£33.30 |
£41.63 |
£49.95 |
Couple |
£63.00 |
£78.75 |
£94.50 |
£78.30 |
£97.88 |
£117.45 |
Family |
£82.35 |
£102.96 |
£123.53 |
£99.00 |
£123.75 |
£148.50 |
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Area Code |
WW |
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Excluding winter sports |
Including up to 17 days winter
sports |
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31 days* |
45 days* |
60 days* |
31 days* |
45 days* |
60 days* |
Under 65 |
£63.00 |
£78.75 |
£94.50 |
£75.60 |
£94.50 |
£113.40 |
Child |
£36.00 |
£45.00 |
£54.00 |
£42.30 |
£52.88 |
£63.45 |
Couple |
£91.80 |
£114.75 |
£137.70 |
£113.40 |
£141.75 |
£170.10 |
Family |
£112.95 |
£141.21 |
£169.43 |
£146.70 |
£183.38 |
£220.05 |
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Multi-trip optionsBusiness equipment cover - add
£20.00 for each person requiring business equipment cover
DEFINITIONS
Child - the special rate for each child applies only to children under
18 years of age accompanying an adult insured under the same policy. Infants under 2 years
of age on the day of departure are insured free provided they are named on the Schedule.
Couple - two adults, under 65, residing at the same address who are
married or living together as married.
Family - up to two adults, under 65, residing at the same address who
are married or living together as married, with any number of children under 18 normally
residing with them and travelling with them.
PLEASE NOTE THAT WE TRY TO ENSURE THAT THE PREMIUMS AND DETAILS QUOTED
ABOVE ARE ACCURATE, BUT PRICES AND CONDITIONS ARE SUBJECT TO FINAL CONFIRMATION WITH
WISEMANS AND AS SPECIFIED IN THE ISSUED POLICY.
Click for Travel Insurance
Application and Enquiries (UK based applicants only)
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